[{"_1":2,"_135":-5,"_136":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","b6733f84-7f5a-4ca9-9443-a9a505f41beb","regulationData",{"_36":33,"_37":38,"_131":132,"_133":134},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_60":61,"_62":63,"_67":68,"_78":79,"_80":81,"_82":83,"_84":85,"_86":-5,"_87":88,"_89":90,"_91":-5,"_92":93,"_94":95,"_96":97,"_98":99,"_110":111,"_112":113,"_114":115,"_116":117,"_118":119,"_120":121,"_122":123,"_124":125,"_126":127,"_128":-5,"_129":130},"title","Peraturan Otoritas Jasa Keuangan Nomor 12/POJK.03/2020 Tahun 2020 tentang Konsolidasi Bank Umum","short_title","Peraturan Otoritas Jasa Keuangan Nomor 12/POJK.03/2020 Tahun 2020","number","12/POJK.03/2020","year","2020","published_date","2020-03-16","effective_date","2020-03-17","status_id","3611a577-44a0-41ad-986d-7457e14f52ff","status",{"_55":52,"_56":57,"_58":59},"id","name","Berlaku","description","Peraturan yang masih berlaku dan memiliki kekuatan hukum yang mengikat","type_id","87562a34-231b-40c7-9b97-1b05bf771685","type",{"_55":61,"_56":64,"_65":66},"Peraturan Otoritas Jasa Keuangan","short_name","Peraturan OJK","subjects",[69,72,75],{"_55":70,"_56":71,"_58":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan",{"_55":73,"_56":74,"_58":-5},"ada340fa-4cda-4998-83a8-86cf128dcc27","Penanganan Pandemi",{"_55":76,"_56":77,"_58":-5},"b4352a21-9358-435d-b1a9-f4268ae07a7e","Kebijakan Perekonomian Nasional","tags",[],"location","Otoritas Jasa Keuangan","place_of_enactment","Jakarta","theme","Konsolidasi Bank Umum","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2020
Peraturan Otoritas Jasa Keuangan NO. 12/POJK.03/2020, LN.2020/NO.78, TLN NO.6481, ojk.go.id : 18 hlm.
Peraturan Otoritas Jasa Keuangan TENTANG Konsolidasi Bank Umum
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Otoritas Jasa Keuangan ini mulai berlaku pada tanggal 17 Maret 2020. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n1. Peraturan Bank Indonesia Nomor 7/15/PBI/2005 tentang Jumlah Modal Inti Minimum Bank Umum sebagaimana telah diubah dengan Peraturan Bank Indonesia Nomor 9/16/PBI/2007.\n\nPeraturan ini mengubah:\n(-)","scope_and_parties","policy_content","

Latar Belakang dan Tujuan: Peraturan ini bertujuan untuk memperkuat struktur, ketahanan, dan daya saing industri perbankan nasional melalui konsolidasi bank. Konsolidasi ini diharapkan dapat meningkatkan skala ekonomi bank dan kemampuan adaptasi terhadap inovasi produk dan layanan berbasis teknologi, serta meningkatkan daya saing di tingkat regional dan global.

Ketentuan Substansial: Peraturan ini mengatur konsolidasi bank melalui penggabungan, peleburan, pengambilalihan, dan pembentukan kelompok usaha bank (KUB). Pemegang Saham Pengendali (PSP) dapat memiliki satu atau lebih bank dan dapat terdiri dari bank, badan hukum lembaga keuangan bukan bank, badan hukum bukan lembaga keuangan, atau perorangan. Bank wajib memenuhi modal inti minimum yang ditetapkan, dengan tahapan pemenuhan hingga tahun 2022. Peraturan ini juga mengatur pembentukan KUB dan persyaratan modal inti minimum bagi bank yang terlibat dalam konsolidasi.

","transitional_provisions","(-)","sanctions","1. Bank yang tidak memenuhi ketentuan dikenai sanksi administratif berupa teguran tertulis.\n2. Jika tidak memenuhi ketentuan setelah teguran, dikenai larangan ekspansi usaha dan/atau pembekuan kegiatan usaha tertentu.\n3. PSP, direksi, dan pejabat eksekutif yang tidak memenuhi kewajiban dikenai sanksi larangan sebagai pihak utama Bank.","revokes",[100,106],{"_101":102,"_103":104,"_36":105},"text","Peraturan BI No. 9/16/PBI/2007 tentang Perubahan atas Peraturan Bank Indonesia Nomor 7/15/PBI/2005 tentang Jumlah Modal Inti Minimum Bank Umum","link","https://peraturan.bpk.go.id/Details/137630/peraturan-bi-no-916pbi2007","99a532b5-ef0e-4b6c-b03a-5c0052508583",{"_101":107,"_103":108,"_36":109},"Peraturan BI No. 7/15/PBI/2005 tentang Jumlah Modal inti Minimum Bank Umum","https://peraturan.bpk.go.id/Details/137941/peraturan-bi-no-715pbi2005","9a7113a4-e141-455a-8cb2-7ee6e4599b12","revoked_by",[],"partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA

COPY

REGULATION OF THE FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA
NUMBER 12 /POJK.03/2020
CONCERNING
COMMERCIAL BANK CONSOLIDATION

BY THE GRACE OF GOD ALMIGHTY

BOARD OF COMMISSIONERS OF THE FINANCIAL SERVICES AUTHORITY,

\n","pdf_url","/proxy/pdf?id=b6733f84-7f5a-4ca9-9443-a9a505f41beb","actionData","errors"]