[{"_1":2,"_132":-5,"_133":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","ad203998-dd6e-4410-989a-6029eed9f007","regulationData",{"_36":33,"_37":38,"_128":129,"_130":131},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":90,"_91":92,"_103":104,"_109":110,"_111":112,"_113":114,"_115":116,"_117":118,"_119":120,"_121":122,"_123":124,"_125":-5,"_126":127},"title","Peraturan Bank Indonesia Nomor 14/16/PBI/2012 Tahun 2012 tentang Fasilitas Pendanaan Jangka Pendek bagi Bank Umum","short_title","Peraturan Bank Indonesia Nomor 14/16/PBI/2012 Tahun 2012","number","14/16/PBI/2012","year","2012","published_date","2012-11-23","effective_date","status_id","89192b77-602e-484c-89df-4fd3166b732a","status",{"_54":51,"_55":56,"_57":58},"id","name","Tidak Berlaku","description","Peraturan yang sudah tidak berlaku karena dicabut, diubah, atau habis masa berlakunya","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_54":60,"_55":63,"_64":65},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Fasilitas Pendanaan Jangka Pendek bagi Bank Umum","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2012
Peraturan Bank Indonesia NO. 14/16/PBI/2012, LN.2012/NO.259, TLN NO.5367, BI.GO.ID : 21 hlm.
Peraturan Bank Indonesia TENTANG Fasilitas Pendanaan Jangka Pendek bagi Bank Umum
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 23 November 2012. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n\n1. Peraturan Bank Indonesia Nomor 10/26/PBI/2008 tentang Fasilitas Pendanaan Jangka Pendek Bagi Bank Umum.\n2. Peraturan Bank Indonesia Nomor 10/30/PBI/2008 tentang Perubahan atas Peraturan Bank Indonesia Nomor 10/26/PBI/2008 tentang Fasilitas Pendanaan Jangka Pendek Bagi Bank Umum.","scope_and_parties","policy_content","

Peraturan Bank Indonesia ini mengatur tentang fasilitas pendanaan jangka pendek (FPJP) dari Bank Indonesia kepada bank umum yang mengalami kesulitan pendanaan jangka pendek. Latar belakangnya adalah untuk memelihara stabilitas sistem keuangan dan perbankan serta menjaga kepercayaan masyarakat terhadap perbankan.

\n\n

Bank yang mengalami kesulitan pendanaan jangka pendek dapat mengajukan permohonan FPJP jika memenuhi persyaratan rasio kewajiban penyediaan modal minimum (CAR) dan modal sesuai profil risiko. FPJP wajib dijamin dengan agunan berkualitas tinggi berupa surat berharga (SBI, SBIS, SBN, atau surat berharga yang diterbitkan badan hukum lain dengan peringkat investasi) dan/atau aset kredit yang memenuhi kriteria tertentu (kualitas lancar, bukan kredit konsumsi kecuali KPR, dijamin agunan tanah/bangunan, bukan kredit pihak terkait, belum pernah direstrukturisasi, sisa jangka waktu, dan memenuhi ketentuan lainnya). Nilai agunan ditetapkan berdasarkan jenis aset yang dijaminkan.

\n\n

Bank wajib memelihara dan melaporkan daftar aset kredit yang memenuhi syarat sebagai agunan FPJP. Jangka waktu FPJP paling lama 14 hari kalender dan dapat diperpanjang dengan total jangka waktu tidak melebihi 90 hari kalender. Bank Indonesia akan menyetujui permohonan FPJP jika bank memenuhi persyaratan dan berdasarkan analisis Bank Indonesia, bank diperkirakan tidak dapat memenuhi kewajiban Giro Wajib Minimum (GWM). Tingkat suku bunga FPJP adalah sebesar repurchase agreement (repo) rate ditambah 100 basis poin.

\n\n

Bank Indonesia akan mendebet rekening giro rupiah bank untuk pelunasan FPJP. Jika saldo tidak mencukupi, Bank Indonesia akan melakukan eksekusi agunan. Bank wajib menyampaikan laporan penggunaan FPJP dan rencana tindak perbaikan kepada Bank Indonesia.

","transitional_provisions","(-)","sanctions","Dalam hal Bank tidak melunasi FPJP dan/atau melakukan pelanggaran atas ketentuan dalam Peraturan Bank Indonesia ini, Bank dikenakan sanksi berupa:\n\n1. tidak dapat menerima FPJP dalam jangka waktu tertentu; dan/atau\n2. sanksi administratif sebagaimana diatur dalam Pasal 52 ayat (2) Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 antara lain berupa teguran tertulis, larangan untuk turut serta dalam kegiatan kliring, pembekuan kegiatan usaha tertentu dan/atau pemberhentian pengurus Bank.","revokes",[93,99],{"_94":95,"_96":97,"_36":98},"text","Peraturan BI No. 10/30/PBI/2008 tentang Perubahan atas Peraturan Bank Indonesia Nomor 10/26/PBI/2008 tentang Fasilitas Pendanaan Jangka Pendek bagi Bank Umum","link","https://peraturan.bpk.go.id/Details/137611/peraturan-bi-no-1030pbi2008","ee1fbfef-2c22-42e5-ba76-7091298e08a5",{"_94":100,"_96":101,"_36":102},"Peraturan BI No. 10/26/PBI/2008 tentang Fasilitas Pendanaan Jangka Pendek bagi Bank Umum","https://peraturan.bpk.go.id/Details/137609/peraturan-bi-no-1026pbi2008","a69cc144-ed88-479a-bd04-7fd3c6af1253","revoked_by",[105],{"_94":106,"_96":107,"_36":108},"Peraturan BI No. 19/3/PBI/2017 Tahun 2017 tentang Pinjaman Likuiditas Jangka Pendek Bagi Bank Umum Konvensional","https://peraturan.bpk.go.id/Details/135767/peraturan-bi-no-193pbi2017-tahun-2017","2da97817-f94e-4dd5-8b1c-339bf443a252","partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER 14/16/PBI/2012
CONCERNING
SHORT-TERM FUNDING FACILITY FOR COMMERCIAL BANKS

BY THE GRACE OF GOD ALMIGHTY

GOVERNOR OF BANK INDONESIA,

\n\n \n \n

Considering:

that the current macroeconomic conditions and financial sector stability are quite maintained and need to be maintained in order to maintain the stability of the financial system and the stability of the banking system and maintain public confidence in banking;
that in order to maintain the stability of the financial system and the stability of the banking system and maintain public confidence in banking, efforts are still needed to overcome short-term liquidity problems;
that efforts to overcome short-term liquidity problems can be taken through the provision of short-term funding facilities to banks;
that based on the considerations as referred to in letters a, b, and c, it is

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