[{"_1":2,"_138":-5,"_139":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","a1a9421d-748c-4015-8240-4e7174e6af94","regulationData",{"_36":33,"_37":38,"_134":135,"_136":137},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":88,"_90":91,"_101":102,"_107":108,"_109":110,"_111":112,"_113":114,"_123":124,"_125":126,"_127":128,"_129":130,"_131":-5,"_132":133},"title","Peraturan Bank Indonesia Nomor 6/11/PBI/2004 Tahun 2004 tentang Suku Bunga Penjaminan Simpanan Pihak Ketiga dan Pasar Uang Antar Bank","short_title","Peraturan Bank Indonesia Nomor 6/11/PBI/2004","number","6/11/PBI/2004","year","2004","published_date","2004-04-12","effective_date","status_id","89192b77-602e-484c-89df-4fd3166b732a","status",{"_54":51,"_55":56,"_57":58},"id","name","Tidak Berlaku","description","Peraturan yang sudah tidak berlaku karena dicabut, diubah, atau habis masa berlakunya","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_54":60,"_55":63,"_64":65},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Suku Bunga Penjaminan Simpanan Pihak Ketiga dan Pasar Uang Antar Bank","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2004
Peraturan Bank Indonesia NO. 6/11/PBI/2004, LN.2004/NO.39, TLN NO.4383, BI.GO.ID : 9 hlm.
Peraturan Bank Indonesia TENTANG Suku Bunga Penjaminan Simpanan Pihak Ketiga dan Pasar Uang Antar Bank
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 12 April 2004. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n1. Surat Keputusan Direksi Bank Indonesia Nomor 31/32/KEP/DIR tanggal 29 Mei 1998 tentang Penjaminan Atas Simpanan Pihak Ketiga dan Pasar Uang Antar Bank\n2. Peraturan Bank Indonesia Nomor 3/5/PBI/2001 tanggal 22 Maret 2001 tentang Perubahan Surat Keputusan Direksi Bank Indonesia Nomor 31/32/KEP/DIR tanggal 29 Mei 1998 tentang Penjaminan Atas Simpanan Pihak Ketiga dan Pasar Uang Antar Bank","scope_and_parties","policy_content","

Latar Belakang dan Tujuan

Peraturan ini diterbitkan untuk mendukung program penjaminan pemerintah dengan menetapkan jaminan terhadap kewajiban pembayaran bank umum. Selain itu, peraturan ini bertujuan untuk menyelaraskan struktur suku bunga melalui penyesuaian dasar perhitungan penetapan maksimum suku bunga penjaminan pihak ketiga dalam Rupiah maupun valuta asing.

Ketentuan Substansial

Peraturan ini mengatur penjaminan simpanan pihak ketiga dan pasar uang antar bank. Pemerintah hanya menjamin simpanan dengan suku bunga tidak lebih tinggi dari batas maksimum yang ditetapkan. Suku bunga maksimum ditentukan berdasarkan rata-rata tertimbang tingkat diskonto SBI dan suku bunga deposito dari bank-bank anggota JIBOR. Bank wajib mengumumkan suku bunga simpanan dan batas maksimum yang ditetapkan. Peraturan ini juga mengatur penjaminan pasar uang antar bank dengan ketentuan serupa.

","transitional_provisions","(-)","sanctions","revokes",[92,98],{"_93":94,"_95":96,"_36":97},"text","Peraturan BI No. 3/5/PBI/2001 tentang Perubahan Surat Keputusan Direksi Bank Indonesia Nomor 31/32/KEP/DIR Tanggal 29 Mei 1998 tentang Penjaminan atas Simpanan Pihak Ketiga dan Pasar Uang Antar Bank","link","https://peraturan.bpk.go.id/Details/138270/peraturan-bi-no-35pbi2001","76205688-a414-4b6b-9dc7-e36e244c7aa2",{"_93":99,"_95":100},"Surat Keputusan Direksi Bank Indonesia Nomor 31/32/KEP/DIR tanggal 29 Mei 1998 tentang Penjaminan Atas Simpanan Pihak Ketiga dan Pasar Uang Antar Bank","","revoked_by",[103],{"_93":104,"_95":105,"_36":106},"Peraturan BI No. 7/32/PBI/2005 tentang Pencabutan atas Peraturan Bank Indonesia Nomor 6/11/PBI/2004 Tentang Suku Bunga Penjaminan Simpanan Pihak Ketiga dan Pasar Uang Antar Bank Sebagaimana Telah Diubah Terakhir dengan Peraturan Bank Indonesia Nomor 7/28/PBI/2005","https://peraturan.bpk.go.id/Details/137994/peraturan-bi-no-732pbi2005","3f080825-520e-41db-a603-db6c59f3ff5e","partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[115,119],{"_93":116,"_95":117,"_36":118},"Peraturan BI No. 7/28/PBI/2005 tentang Perubahan Kedua atas Peraturan Bank Indonesia Nomor 6/11/PBI/2004 tentang Suku Bunga Penjaminan Simpanan Pihak Ketiga dan Pasar Uang Antarbank","https://peraturan.bpk.go.id/Details/137985/peraturan-bi-no-728pbi2005","127fc787-2477-4f96-b0d9-4d1b896c8fe3",{"_93":120,"_95":121,"_36":122},"Peraturan BI No. 7/11/PBI/2005 tentang Perubahan atas Peraturan Bank Indonesia Nomor 6/11/PBI/2004 tentang Suku Bunga Penjaminan Simpanan Pihak Ketiga dan Pasar Uang Antar Bank","https://peraturan.bpk.go.id/Details/137980/peraturan-bi-no-711pbi2005","78f05570-112d-489b-91a8-d00183eb10ae","partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER: 6/11/PBI/2004
CONCERNING
GUARANTEE INTEREST RATE FOR THIRD PARTY DEPOSITS AND INTERBANK MONEY MARKET

GOVERNOR OF BANK INDONESIA

\n \n \n

Considering:

that in order to support the government guarantee program, it is necessary to stipulate guarantees for the payment obligations of commercial banks;
that in order to implement monetary policy, especially interest rate policy, efforts are needed to harmonize the interest rate structure through adjustments to the basis for calculating the maximum interest rate guarantee for third parties in Rupiah and foreign currencies;
that in connection with this, it is necessary to improve the provisions on the maximum interest rate on third party deposits in Rupiah and foreign currencies as stipulated in the Decree of the Board of Directors of Bank Indonesia Number 31/32/KEP/DIR dated May 29, 1998 concerning

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