[{"_1":2,"_128":-5,"_129":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","id","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","e0b9b424-8e67-43a4-9c43-7f474665615e","regulationData",{"_36":33,"_37":38,"_124":125,"_126":127},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_58":59,"_60":61,"_65":66,"_70":71,"_72":73,"_74":75,"_76":77,"_78":-5,"_79":80,"_81":82,"_83":-5,"_84":85,"_86":87,"_88":89,"_90":91,"_99":100,"_105":106,"_107":108,"_109":110,"_111":112,"_113":114,"_115":116,"_117":118,"_119":120,"_121":-5,"_122":123},"title","Peraturan Bank Indonesia Nomor 6/10/PBI/2004 Tahun 2004 tentang Sistem Penilaian Tingkat Kesehatan Bank Umum","short_title","Peraturan Bank Indonesia Nomor 6/10/PBI/2004","number","6/10/PBI/2004","year","2004","published_date","2004-04-12","effective_date","status_id","89192b77-602e-484c-89df-4fd3166b732a","status",{"_6":51,"_54":55,"_56":57},"name","Tidak Berlaku","description","Peraturan yang sudah tidak berlaku karena dicabut, diubah, atau habis masa berlakunya","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_6":59,"_54":62,"_63":64},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[67],{"_6":68,"_54":69,"_56":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Sistem Penilaian Tingkat Kesehatan Bank Umum","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2004
Peraturan Bank Indonesia NO. 6/10/PBI/2004, LN.2004/NO.38, TLN NO.4382, BI.GO.ID : 14 HLM
Peraturan Bank Indonesia TENTANG Sistem Penilaian Tingkat Kesehatan Bank Umum
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 12 April 2004. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n1. Surat Keputusan Direksi Bank Indonesia Nomor 30/11/KEP/DIR tanggal 30 April 1997 tentang Tatacara Penilaian Tingkat Kesehatan Bank Umum\n2. Surat Keputusan Direksi Bank Indonesia Nomor 30/277/KEP/DIR tanggal 19 Maret 1998 tentang Perubahan Surat Keputusan Direksi Bank Indonesia Nomor 30/11/KEP/DIR tanggal 30 April 1997 tentang Tatacara Penilaian Tingkat Kesehatan Bank Umum\n3. Surat Keputusan Direksi Bank Indonesia Nomor 30/266/KEP/DIR tanggal 27 Februari 1998 tentang Pelaksanaan Prinsip Kehati-hatian Yang Menyangkut Kewajiban Antar Bank, Pengambilalihan Tagihan, Suku Bunga Simpanan, dan Penyediaan Dana","scope_and_parties","policy_content","Peraturan Bank Indonesia ini bertujuan untuk mengatur kembali sistem penilaian tingkat kesehatan bank umum dengan mempertimbangkan perkembangan kompleksitas usaha dan profil risiko bank. Kebijakan ini bertujuan untuk memastikan bahwa bank umum dapat menjaga atau meningkatkan tingkat kesehatannya melalui penilaian terhadap faktor-faktor seperti permodalan, kualitas aset, manajemen, rentabilitas, likuiditas, dan sensitivitas terhadap risiko pasar. Bank diwajibkan untuk melaksanakan kegiatan usaha berdasarkan prinsip kehati-hatian dan melakukan penilaian tingkat kesehatan secara triwulanan. Penilaian ini melibatkan analisis kuantitatif dan kualitatif serta mempertimbangkan indikator pendukung yang relevan. Hasil penilaian digunakan untuk menetapkan peringkat komposit yang mencerminkan kondisi bank secara keseluruhan.","transitional_provisions","1. Pelaksanaan sistem penilaian Tingkat Kesehatan Bank mulai diterapkan sejak posisi bulan Desember 2004.\n2. Bank wajib melaksanakan uji coba penilaian Tingkat Kesehatan Bank sejak posisi bulan Juni 2004.\n3. Sebelum diterapkannya secara efektif sistem penilaian baru, penilaian dilakukan berdasarkan Surat Keputusan Direksi Bank Indonesia Nomor 30/11/KEP/DIR tanggal 30 April 1997 dan Nomor 30/277/KEP/DIR tanggal 19 Maret 1998.","sanctions","1. Bank yang melanggar ketentuan dapat dikenakan sanksi administratif berupa teguran tertulis, pembekuan kegiatan usaha tertentu, atau pencantuman pengurus dan/atau pemegang saham dalam daftar orang yang dilarang menjadi pemegang saham dan pengurus Bank.","revokes",[92,97],{"_93":94,"_95":96},"text","Surat Keputusan Direksi Bank Indonesia Nomor 30/11/KEP/DIR tanggal 30 April 1997 tentang Tatacara Penilaian Tingkat Kesehatan Bank Umum dan Surat Keputusan Direksi Bank Indonesia Nomor 30/277/KEP/DIR tanggal 19 Maret 1998 tentang Perubahan Surat Keputusan Direksi Bank Indonesia Nomor 30/11/KEP/DIR tanggal 30 April 1997 tentang Tatacara Penilaian Tingkat Kesehatan Bank Umum, dinyatakan tidak berlaku bagi Bank Umum yang melaksanakan kegiatan usaha secara konvensional sejak penilaian Tingkat Kesehatan Bank posisi akhir bulan Desember 2004","link","",{"_93":98,"_95":96},"Surat Keputusan Direksi Bank Indonesia Nomor 30/266/KEP/DIR tanggal 27 Februari 1998 tentang Pelaksanaan Prinsip Kehati-hatian Yang Menyangkut Kewajiban Antar Bank, Pengambilalihan Tagihan, Suku Bunga Simpanan, dan Penyediaan Dana","revoked_by",[101],{"_93":102,"_95":103,"_36":104},"Peraturan BI No. 13/1/PBI/2011 tentang Penilaian Tingkat Kesehatan Bank Umum","https://peraturan.bpk.go.id/Details/137463/peraturan-bi-no-131pbi2011","b8b2ff33-e21e-43b2-b3e0-f94fabd470f0","partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER: 6/10/PBI/2004
ON
ASSESSMENT SYSTEM OF COMMERCIAL BANKS SOUNDNESS LEVEL

GOVERNOR OF BANK INDONESIA,

Considering:

that the health of a bank is the concern of all related parties, both owners, bank managers, bank service users, and Bank Indonesia as the bank supervisory authority;
that the rapid developments in the banking sector have an impact on the increasing complexity of bank business and the risk profile of the bank;
that changes in the complexity of business and the risk profile of banks as well as changes in the methodology for assessing bank conditions that are applied internationally will affect the current assessment system of Bank Soundness Level;
that in connection with this, it is deemed necessary to re-regulate the Assessment System of Commercial Banks Soundness Level in a Bank Indonesia Regulation;

In view of:

Law Number 7 of 1992 concerning Banking (State Gazette of the

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