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Asuransi Pertanian
2023
Peraturan Menteri Pertanian NO. 30, BN.2023 (599): 10 hlm.; jdih.pertanian.go.id.
Peraturan Menteri Pertanian TENTANG Fasilitasi Asuransi Pertanian
ABSTRAK:	\n \n Dalam rangka memberikan perlindungan kepada petani dan kegiatan usaha tani dari risiko kerusakan dan kerugian, pemerintah memberikan fasilitasi asuransi pertanian. \n Dasar hukum Permentan ini adalah Pasal 17 ayat (3) Undang-Undang Dasar Negara Republik \r\nIndonesia Tahun 1945; UU Nomor 39 Tahun 2008; UU Nomor 19 Tahun 2013; UU Nomor 40 Tahun 2014; Perpres Nomor 68 Tahun 2019; Perpres Nomor 117 Tahun 2022; dan Permentan Nomor 19 Tahun 2022. \n Permentan ini mengatur tentang fasilitasi asuransi pertanian dengan menetapkan batasan istilah yang digunakan dalam pengaturannya. Asuransi Pertanian dilaksanakan menggunakan asuransi dan asuransi syariah yang diselenggarakan oleh perusahaan asuransi dan perusahaan asuransi syariah. Perusahaan asuransi dan perusahaan asuransi syariah harus memperoleh persetujuan produk Asuransi Pertanian oleh Otoritas Jasa Keuangan. Fasilitasi pelaksanaan Asuransi Pertanian dilakukan oleh tim pusat, provinsi, dan kabupaten/kota. Pembinaan dilakukan oleh perusahaan asuransi dan perusahaan asuransi syariah, Dinas provinsi, dan Dinas kabupaten/kota. \n \n
CATATAN:	\n \n Peraturan Menteri Pertanian ini mulai berlaku pada tanggal 07 Agustus 2023. \n Pada saat Peraturan Menteri ini mulai berlaku, Peraturan Menteri Pertanian Nomor 40/Permentan/SR.230/7/2015 tentang Fasilitasi Asuransi Pertanian (Berita Negara Republik Indonesia Tahun 2015 Nomor 1063), dicabut dan dinyatakan tidak berlaku. \n Lampiran file: 10 hlm. \n \n

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Peraturan Menteri Pertanian ini mengatur tentang fasilitasi asuransi pertanian sebagai upaya memberikan perlindungan kepada petani dari risiko kerusakan dan kerugian usaha tani. Fasilitasi ini meliputi kemudahan pendaftaran, akses ke perusahaan asuransi, sosialisasi program, dan bantuan pembayaran premi atau kontribusi.

Latar Belakang dan Tujuan: Kebijakan ini dilatarbelakangi oleh risiko kerusakan dan kerugian dalam usaha pertanian akibat peristiwa yang tidak pasti. Tujuannya adalah memberikan perlindungan kepada petani melalui fasilitasi asuransi pertanian.

Ketentuan Substansial:

Asuransi pertanian dapat dilaksanakan menggunakan prinsip asuransi konvensional dan syariah.
Jenis asuransi pertanian meliputi asuransi usaha tanaman (pangan, hortikultura, perkebunan) dan asuransi usaha ternak (ruminansia, nonruminansia, monogastrik/pseudoruminansia).
Fasilitasi asuransi pertanian diberikan kepada petani penggarap tanaman pangan, petani pemilik lahan yang melakukan budidaya tanaman pangan, serta petani hortikultura, pekebun, atau peternak.
Bantuan pembayaran premi atau kontribusi dapat bersumber dari APBN atau APBD, dengan prioritas pada lahan pertanian pangan berkelanjutan atau lahan sawah yang dilindungi.
Pelaksanaan asuransi pertanian meliputi tahapan pengusulan calon peserta, sosialisasi, penilaian kelayakan, pendaftaran, penerbitan polis, dan pengajuan klaim.
Fasilitasi pelaksanaan asuransi pertanian dilakukan oleh tim pusat, provinsi, dan kabupaten/kota.

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REGULATION OF THE MINISTER OF AGRICULTURE OF THE REPUBLIC OF INDONESIA
NUMBER 30 OF 2023
CONCERNING
FACILITATION OF AGRICULTURAL INSURANCE

BY THE GRACE OF GOD ALMIGHTY

THE MINISTER OF AGRICULTURE OF THE REPUBLIC OF INDONESIA,

\n\n \n \n \n \n \n \n

Considering:

that business activities in the field of agriculture are not exempt from the risk of damage and loss that may occur due to an uncertain event;
that in order to provide protection to farmers and farming enterprise from the risk of damage and loss, the government provides facilitation of agricultural insurance;
that based on the considerations as referred to in letters a and b, it is necessary to stipulate a Regulation of the Minister of Agriculture regarding Facilitation of Agricultural Insurance;

In view of:

Article 17 paragraph (3) of the 1945 Constitution of the Republic of Indonesia;

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