[{"_1":2,"_131":-5,"_132":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","fbc9a0ea-3e56-4008-b5e3-a7044e7a8fb5","regulationData",{"_36":33,"_37":38,"_127":128,"_129":130},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_74":75,"_76":77,"_78":79,"_80":81,"_82":-5,"_83":84,"_85":86,"_87":-5,"_88":89,"_90":91,"_92":93,"_94":95,"_102":103,"_108":109,"_110":111,"_112":113,"_114":115,"_116":117,"_118":119,"_120":121,"_122":123,"_124":-5,"_125":126},"title","Peraturan Bank Indonesia Nomor 7/8/PBI/2005 Tahun 2005 tentang Sistem Informasi Debitur","short_title","Peraturan Bank Indonesia Nomor 7/8/PBI/2005","number","7/8/PBI/2005","year","2005","published_date","2005-01-24","effective_date","status_id","89192b77-602e-484c-89df-4fd3166b732a","status",{"_54":51,"_55":56,"_57":58},"id","name","Tidak Berlaku","description","Peraturan yang sudah tidak berlaku karena dicabut, diubah, atau habis masa berlakunya","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_54":60,"_55":63,"_64":65},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[68,71],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan",{"_54":72,"_55":73,"_57":-5},"e7a10380-e482-4ad0-a4f3-b9d2fd0ef772","Riset & Teknologi","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Sistem Informasi Debitur","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2005
Peraturan Bank Indonesia NO. 7/8/PBI/2005, LN.2005/NO.18, TLN NO.4477, BI.GO.ID : 22 HLM
Peraturan Bank Indonesia TENTANG Sistem Informasi Debitur
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 24 Januari 2005. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n1. Peraturan Bank Indonesia Nomor 1/7/PBI/1999 tanggal 20 September 1999 tentang Sistem Informasi Debitur.","scope_and_parties","policy_content","

Peraturan Bank Indonesia ini bertujuan untuk memperlancar proses penyediaan dana, mempermudah penerapan manajemen risiko, dan membantu bank dalam mengidentifikasi kualitas debitur. Untuk mencapai tujuan ini, peraturan ini mengatur pembentukan pusat informasi kredit (credit bureau) dan penyempurnaan sistem informasi debitur. Bank Umum, Penyelenggara Kartu Kredit Selain Bank, dan BPR dengan aset tertentu diwajibkan menjadi pelapor dalam sistem ini. Pelapor harus menyampaikan laporan debitur secara benar, lengkap, dan tepat waktu setiap bulan. Laporan ini mencakup informasi debitur, pengurus, pemilik, fasilitas penyediaan dana, agunan, penjamin, dan laporan keuangan debitur. Pelapor juga bertanggung jawab atas keakuratan dan ketepatan waktu laporan yang disampaikan kepada Bank Indonesia.

","transitional_provisions","1. Dengan berlakunya Peraturan Bank Indonesia ini, bagi Bank Umum sebagai Pelapor tetap diwajibkan untuk menyampaikan laporan posisi bulan Januari 2005 sampai dengan Mei 2005 sebagaimana diatur dalam Peraturan Bank Indonesia Nomor 1/7/PBI/1999 tanggal 20 September 1999 tentang Sistem Informasi Debitur.","sanctions","1. Pelapor yang tidak melaporkan satu atau lebih fasilitas Penyediaan Dana dalam Laporan Debitur dikenakan sanksi kewajiban membayar sejumlah tertentu per fasilitas.\n2. Pelapor yang terlambat menyampaikan Laporan Debitur dikenakan sanksi berupa kewajiban membayar sejumlah tertentu per hari kerja kelambatan dan penundaan pemberian informasi Debitur.\n3. Pelapor yang belum menyampaikan Laporan Debitur sampai dengan jangka waktu keterlambatan dikenakan sanksi berupa kewajiban membayar sejumlah tertentu untuk setiap laporan.\n4. Pelapor yang terlambat menyampaikan koreksi atas Laporan Debitur dikenakan sanksi berupa kewajiban membayar sejumlah tertentu per hari kerja kelambatan.\n5. Pelapor yang tidak menyampaikan Laporan Debitur dan/atau koreksi secara on line dikenakan sanksi kewajiban membayar sejumlah tertentu untuk setiap laporan.\n6. Pelapor yang meminta informasi Debitur dan digunakan bukan untuk maksud dan tujuan yang ditetapkan dikenakan sanksi kewajiban membayar sejumlah tertentu untuk setiap informasi Debitur.","revokes",[96],{"_97":98,"_99":100,"_36":101},"text","Peraturan BI No. 1/7/PBI/1999 tentang Sistem Informasi Debitur","link","https://peraturan.bpk.go.id/Details/138310/peraturan-bi-no-17pbi1999","2b1fb9c8-b6ba-424f-9a6a-0f98d2d34a41","revoked_by",[104],{"_97":105,"_99":106,"_36":107},"Peraturan BI No. 9/14/PBI/2007 Tahun 2007 tentang Sistem Informasi Debitur","https://peraturan.bpk.go.id/Details/136787/peraturan-bi-no-914pbi2007-tahun-2007","506a02b6-b226-4a6e-8d54-15ec4cc4a977","partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER: 7/8/PBI/2005
CONCERNING
DEBTOR INFORMATION SYSTEM

GOVERNOR OF BANK INDONESIA,

\n\n \n \n

Considering:

that in order to facilitate the process of providing funds to encourage economic development and the implementation of effective credit risk management and the availability of reliable debtor quality information, it is necessary to have a complete and comprehensive information system regarding debtor profiles;
that to support the availability of complete and comprehensive information regarding debtor profiles, it is necessary to have a credit information center (credit bureau);
that based on prevailing laws and regulations, Bank Indonesia plays a role in regulating and developing the implementation of information systems between banks and other institutions in the financial sector in order to obtain debtor information efficiently and effectively;

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