[{"_1":2,"_128":-5,"_129":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","ebfb9f1f-a3bd-41cc-bcce-d129fd923b99","regulationData",{"_36":33,"_37":38,"_124":125,"_126":127},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":90,"_91":92,"_93":94,"_101":102,"_103":104,"_105":106,"_107":108,"_113":114,"_115":116,"_117":118,"_119":120,"_121":-5,"_122":123},"title","Peraturan Bank Indonesia Nomor 5/3/PBI/2003 Tahun 2003 tentang Fasilitas Pembiayaan Jangka Pendek bagi Bank Syariah","short_title","Peraturan Bank Indonesia Nomor 5/3/PBI/2003","number","5/3/PBI/2003","year","2003","published_date","2003-02-04","effective_date","status_id","89192b77-602e-484c-89df-4fd3166b732a","status",{"_54":51,"_55":56,"_57":58},"id","name","Tidak Berlaku","description","Peraturan yang sudah tidak berlaku karena dicabut, diubah, atau habis masa berlakunya","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_54":60,"_55":63,"_64":65},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Fasilitas Pembiayaan Jangka Pendek bagi Bank Syariah","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2003
Peraturan Bank Indonesia NO. 5/3/PBI/2003, LN.2003/NO.13, TLN NO.4261, BI.GO.ID : 13 HLM
Peraturan Bank Indonesia TENTANG Fasilitas Pembiayaan Jangka Pendek bagi Bank Syariah
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 04 Februari 2003. \n \n

","regulatory_relationship","Peraturan ini tidak mencabut atau mengubah peraturan lain.","scope_and_parties","policy_content","

Peraturan Bank Indonesia ini mengatur tentang fasilitas pembiayaan jangka pendek (FPJP) bagi Bank Syariah yang mengalami kesulitan pendanaan jangka pendek. Tujuan dari FPJP ini adalah untuk mengatasi mismatch antara arus dana masuk dan keluar pada Bank Syariah.

Ketentuan Substansial:

Kewenangan: Bank Indonesia berwenang memberikan FPJP kepada Bank Syariah yang memenuhi syarat.
Ruang Lingkup: FPJP dapat diberikan kepada Bank Syariah yang mengalami kesulitan pendanaan jangka pendek dan memenuhi persyaratan kesehatan yang ditetapkan.
Persyaratan: Bank Syariah harus memenuhi persyaratan tingkat kesehatan (minimal Cukup Sehat secara keseluruhan dan Sehat untuk permodalan), menyediakan agunan berkualitas tinggi berupa SWBI atau surat berharga/tagihan lain, dan mengajukan permohonan tertulis.
Agunan: Agunan harus bebas dari perikatan, sengketa, dan tidak sedang dijaminkan kepada pihak lain. Nilai agunan ditetapkan 103% dari nilai FPJP jika berupa SWBI dan 118% jika berupa surat berharga/tagihan lain.
Imbalan: Bank Indonesia memperoleh imbalan atas FPJP yang dihitung berdasarkan jumlah nominal FPJP, tingkat realisasi imbalan, nisbah bagi hasil, dan jumlah hari penggunaan. Nisbah bagi hasil awal adalah 90%, dapat meningkat untuk perpanjangan.
Pelunasan: Pelunasan dilakukan dengan pendebetan rekening giro Bank Syariah di Bank Indonesia. Jika saldo tidak mencukupi, Bank Indonesia dapat mengeksekusi agunan.

","transitional_provisions","(-)","sanctions","Pelanggaran terhadap ketentuan persyaratan agunan sebagaimana dimaksud dalam Pasal 7 dapat dikenakan sanksi berupa:\n

Melunasi FPJPS;
Eksekusi agunan FPJPS;
Tidak diperkenankan memperoleh FPJPS dalam jangka waktu maksimal 90 (sembilan puluh) hari; dan/atau
Sanksi administratif sebagaimana diatur dalam Pasal 52 ayat (2) Undang-undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-undang Nomor 10 Tahun 1998.

","revokes",[],"revoked_by",[95],{"_96":97,"_98":99,"_36":100},"text","Peraturan BI No. 11/24/PBI/2009 Tahun 2009 tentang Fasilitas Pendanaan Jangka Pendek Syariah bagi Bank Umum Syariah","link","https://peraturan.bpk.go.id/Details/136643/peraturan-bi-no-1124pbi2009-tahun-2009","3425f6a0-5278-4f95-a44e-a01aaf874813","partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[109],{"_96":110,"_98":111,"_36":112},"Peraturan BI No. 7/23/PBI/2005 tentang Perubahan atas Peraturan Bank Indonesia Nomor 5/3/PBI/2003 Tanggal 4 Februari 2003 tentang Fasilitas Pembiayaan Jangka Pendek bagi Bank Syariah","https://peraturan.bpk.go.id/Details/137777/peraturan-bi-no-723pbi2005","fb0a1ae8-1d12-4755-9a8b-5156fbd83b63","partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER: 5/3/PBI/2003
CONCERNING
SHORT-TERM FINANCING FACILITY FOR ISLAMIC BANKS

GOVERNOR OF BANK INDONESIA,

\n\n \n \n \n \n \n \n

Considering:

that in carrying out its business activities, Islamic Banks face the risk of short-term funding difficulties caused by smaller inflows of funds compared to outflows of funds;
that to overcome these short-term funding difficulties, Bank Indonesia as the lender of last resort can provide financing to Islamic Banks secured by high-quality and easily liquidated collateral;
that in connection with the above, it is deemed necessary to regulate the provisions regarding short-term financing facilities for Islamic Banks in a separate Bank Indonesia Regulation;

In view of:

Law Number 7 of 1992 concerning Banking (State Gazette of 1992 Number 31; Supplement to the State Gazette Number 3472) as

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