[{"_1":2,"_128":-5,"_129":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","b8b2ff33-e21e-43b2-b3e0-f94fabd470f0","regulationData",{"_36":33,"_37":38,"_124":125,"_126":127},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":90,"_91":92,"_99":100,"_105":106,"_107":108,"_109":110,"_111":112,"_113":114,"_115":116,"_117":118,"_119":120,"_121":-5,"_122":123},"title","Peraturan Bank Indonesia Nomor 13/1/PBI/2011 Tahun 2011 tentang Penilaian Tingkat Kesehatan Bank Umum","short_title","Peraturan Bank Indonesia Nomor 13/1/PBI/2011","number","13/1/PBI/2011","year","2011","published_date","2011-01-05","effective_date","status_id","89192b77-602e-484c-89df-4fd3166b732a","status",{"_54":51,"_55":56,"_57":58},"id","name","Tidak Berlaku","description","Peraturan yang sudah tidak berlaku karena dicabut, diubah, atau habis masa berlakunya","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_54":60,"_55":63,"_64":65},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Penilaian Tingkat Kesehatan Bank Umum","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2011
Peraturan Bank Indonesia NO. 13/1/PBI/2011, LN.2011/NO.1, TLN NO.5184, BI.GO.ID : 16 HLM
Peraturan Bank Indonesia TENTANG Penilaian Tingkat Kesehatan Bank Umum
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 05 Januari 2011. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n1. Peraturan Bank Indonesia Nomor 6/10/PBI/2004 tentang Sistem Penilaian Tingkat Kesehatan Bank Umum.","scope_and_parties","policy_content","Peraturan Bank Indonesia ini mengatur tentang penilaian tingkat kesehatan bank umum dengan pendekatan berbasis risiko (Risk-based Bank Rating) baik secara individual maupun konsolidasi. Latar belakang penerbitan peraturan ini adalah untuk meningkatkan efektivitas penilaian tingkat kesehatan bank dalam menghadapi kompleksitas usaha dan profil risiko bank serta perubahan pendekatan penilaian kondisi bank yang diterapkan secara internasional. Tujuan dari peraturan ini adalah untuk menetapkan strategi dan fokus pengawasan terhadap bank.\n\nKetentuan substansial dalam peraturan ini mencakup:\n\n1. Kewajiban bank untuk memelihara dan/atau meningkatkan Tingkat Kesehatan Bank dengan menerapkan prinsip kehati-hatian dan manajemen risiko.\n2. Kewajiban Direksi dan Dewan Komisaris untuk bertanggung jawab memelihara dan memantau Tingkat Kesehatan Bank.\n3. Kewajiban bank untuk melakukan penilaian sendiri (self assessment) atas Tingkat Kesehatan Bank paling kurang setiap semester.\n4. Bank Indonesia melakukan penilaian Tingkat Kesehatan Bank setiap semester.\n5. Cakupan penilaian Tingkat Kesehatan Bank secara individual dan konsolidasi meliputi faktor-faktor: Profil risiko (risk profile), Good Corporate Governance (GCG), Rentabilitas (earnings), dan Permodalan (capital).\n6. Kewajiban Bank untuk menyampaikan action plan kepada Bank Indonesia jika ditemukan faktor Tingkat Kesehatan Bank dengan peringkat 4 atau 5, Peringkat Komposit Tingkat Kesehatan Bank dengan peringkat 4 atau 5, atau Peringkat Komposit Tingkat Kesehatan Bank dengan peringkat 3 namun terdapat permasalahan signifikan.","transitional_provisions","1. Penilaian Tingkat Kesehatan Bank sesuai Peraturan Bank Indonesia ini secara efektif dilaksanakan sejak tanggal 1 Januari 2012 yaitu untuk penilaian Tingkat Kesehatan Bank posisi akhir bulan Desember 2011.","sanctions","Bank yang melanggar ketentuan dalam peraturan ini dikenakan sanksi administratif berupa:\n1. Teguran tertulis.\n2. Penurunan Tingkat Kesehatan Bank.\n3. Pembekuan kegiatan usaha tertentu.\n4. Pencantuman pengurus dan/atau pemegang saham Bank dalam daftar pihak-pihak yang mendapatkan predikat tidak lulus dalam penilaian kemampuan dan kepatutan (fit and proper test).","revokes",[93],{"_94":95,"_96":97,"_36":98},"text","Peraturan BI No. 6/10/PBI/2004 tentang Sistem Penilaian Tingkat Kesehatan Bank Umum","link","https://peraturan.bpk.go.id/Details/137709/peraturan-bi-no-610pbi2004","e0b9b424-8e67-43a4-9c43-7f474665615e","revoked_by",[101],{"_94":102,"_96":103,"_36":104},"Peraturan OJK No. 4/POJK.03/2016 Tahun 2016 tentang Penilaian Tigkat Kesehatan Bank Umum","https://peraturan.bpk.go.id/Details/128351/peraturan-ojk-no-4pojk032016-tahun-2016","a21c8225-2eba-4e16-ab52-f2b599d91fc6","partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER: 13/1/PBI/2011
CONCERNING
ASSESSMENT OF COMMERCIAL BANKS’ SOUNDNESS LEVEL

BY THE GRACE OF GOD ALMIGHTY

THE GOVERNOR OF BANK INDONESIA,

Considering:

that the soundness of a bank is a means for the supervisory authority to determine the strategy and focus of supervision of the bank;
that changes in business complexity and risk profiles that may originate from the bank or from the bank's subsidiaries, as well as changes in the assessment approach to bank conditions that are applied internationally, affect the approach to assessing the soundness level of a bank;
that in order to increase the effectiveness of assessing the soundness level of banks to face changes as referred to in letter b, it is necessary to improve the assessment of the soundness level of banks with a risk-based approach;
that the assessment of the soundness level of banks also needs to be adjusted to the implementation of

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