[{"_1":2,"_125":-5,"_126":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","a21c8225-2eba-4e16-ab52-f2b599d91fc6","regulationData",{"_36":33,"_37":38,"_121":122,"_123":124},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_60":61,"_62":63,"_67":68,"_72":73,"_74":75,"_76":77,"_78":79,"_80":-5,"_81":82,"_83":84,"_85":-5,"_86":87,"_88":89,"_90":91,"_92":93,"_100":101,"_102":103,"_104":105,"_106":107,"_108":109,"_110":111,"_112":113,"_114":115,"_116":117,"_118":-5,"_119":120},"title","Peraturan Otoritas Jasa Keuangan Nomor 4/POJK.03/2016 Tahun 2016 tentang Penilaian Tigkat Kesehatan Bank Umum","short_title","Peraturan Otoritas Jasa Keuangan Nomor 4/POJK.03/2016 Tahun 2016","number","4/POJK.03/2016","year","2016","published_date","2016-01-26","effective_date","2016-01-27","status_id","3611a577-44a0-41ad-986d-7457e14f52ff","status",{"_55":52,"_56":57,"_58":59},"id","name","Berlaku","description","Peraturan yang masih berlaku dan memiliki kekuatan hukum yang mengikat","type_id","87562a34-231b-40c7-9b97-1b05bf771685","type",{"_55":61,"_56":64,"_65":66},"Peraturan Otoritas Jasa Keuangan","short_name","Peraturan OJK","subjects",[69],{"_55":70,"_56":71,"_58":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Otoritas Jasa Keuangan","place_of_enactment","Jakarta","theme","Penilaian Tigkat Kesehatan Bank Umum","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2016
Peraturan Otoritas Jasa Keuangan NO. 4/POJK.03/2016, LN.2016/NO.16, TLN NO.5840, ojk.go.id: 15 hlm.
Peraturan Otoritas Jasa Keuangan TENTANG Penilaian Tigkat Kesehatan Bank Umum
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Otoritas Jasa Keuangan ini mulai berlaku pada tanggal 27 Januari 2016. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n1. Peraturan Bank Indonesia Nomor 13/1/PBI/2011 tanggal 5 Januari 2011 tentang Penilaian Tingkat Kesehatan Bank Umum (Lembaran Negara Republik Indonesia Tahun 2011 Nomor 1, Tambahan Lembaran Negara Republik Indonesia Nomor 5184)\n\nPeraturan ini mengubah:\n(-)","scope_and_parties","policy_content","

Peraturan Otoritas Jasa Keuangan (POJK) ini bertujuan untuk meningkatkan efektivitas penilaian tingkat kesehatan bank umum dengan pendekatan berbasis risiko. Latar belakang kebijakan ini adalah untuk menyesuaikan dengan perubahan kompleksitas usaha dan profil risiko bank, serta penerapan pengawasan secara konsolidasi. Kebijakan ini mengatur kewajiban bank untuk memelihara dan meningkatkan tingkat kesehatan dengan menerapkan prinsip kehati-hatian dan manajemen risiko. Direksi dan Dewan Komisaris bertanggung jawab atas pemeliharaan dan pemantauan tingkat kesehatan bank. Bank diwajibkan melakukan penilaian sendiri (self-assessment) secara berkala dan melaporkannya kepada Otoritas Jasa Keuangan. Penilaian ini mencakup profil risiko, tata kelola perusahaan yang baik, rentabilitas, dan permodalan. Otoritas Jasa Keuangan juga melakukan penilaian dan dapat menurunkan peringkat kesehatan bank jika ditemukan permasalahan signifikan.

","transitional_provisions","1. Pada saat Peraturan Otoritas Jasa Keuangan ini mulai berlaku, Peraturan Bank Indonesia Nomor 13/1/PBI/2011 tanggal 5 Januari 2011 tentang Penilaian Tingkat Kesehatan Bank Umum dicabut dan dinyatakan tidak berlaku.\n2. Peraturan pelaksanaan dari Peraturan Bank Indonesia Nomor 13/1/PBI/2011 tanggal 5 Januari 2011 tentang Penilaian Tingkat Kesehatan Bank Umum dinyatakan tetap berlaku sepanjang tidak bertentangan dengan Peraturan Otoritas Jasa Keuangan ini.","sanctions","1. Bank yang melanggar ketentuan dikenakan sanksi administratif berupa teguran tertulis, penurunan Tingkat Kesehatan Bank, pembekuan kegiatan usaha tertentu, dan/atau pencantuman pengurus dan/atau pemegang saham Bank dalam daftar pihak-pihak yang mendapatkan predikat tidak lulus dalam penilaian uji kemampuan dan kepatutan (fit and proper test).","revokes",[94],{"_95":96,"_97":98,"_36":99},"text","Peraturan BI No. 13/1/PBI/2011 tentang Penilaian Tingkat Kesehatan Bank Umum","link","https://peraturan.bpk.go.id/Details/137463/peraturan-bi-no-131pbi2011","b8b2ff33-e21e-43b2-b3e0-f94fabd470f0","revoked_by",[],"partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

REGULATION OF FINANCIAL SERVICES AUTHORITY
NUMBER 4/POJK.03/2016
CONCERNING
ASSESSMENT OF THE SOUNDNESS LEVEL OF COMMERCIAL BANKS

BY THE GRACE OF GOD ALMIGHTY

BOARD OF COMMISSIONERS OF THE FINANCIAL SERVICES AUTHORITY

Considering:

that the soundness of a bank is a means for the supervisory authority to determine the strategy and focus of supervision of the bank;
that changes in business complexity and risk profile can originate from the bank or from the bank's subsidiaries, and changes in the approach to assessing the condition of banks that are applied internationally affect the approach to assessing the soundness level of banks;
that in order to increase the effectiveness of assessing the soundness level of banks to face changes as referred to in letter b, it is necessary to assess the soundness level of banks with a risk-based approach;
that the assessment of the soundness level of banks also needs to be adjusted to

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