[{"_1":2,"_127":-5,"_128":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","b4020f43-d4d8-4f17-8411-6f8d6b8251e2","regulationData",{"_36":33,"_37":38,"_123":124,"_125":126},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_74":75,"_76":77,"_78":79,"_80":81,"_82":-5,"_83":84,"_85":86,"_87":-5,"_88":89,"_90":91,"_92":93,"_94":95,"_102":103,"_104":105,"_106":107,"_108":109,"_110":111,"_112":113,"_114":115,"_116":117,"_118":119,"_120":-5,"_121":122},"title","Peraturan Bank Indonesia Nomor 14/23/PBI/2012 Tahun 2012 tentang Transfer Dana","short_title","Peraturan Bank Indonesia Nomor 14/23/PBI/2012","number","14/23/PBI/2012","year","2012","published_date","2012-12-26","effective_date","status_id","3611a577-44a0-41ad-986d-7457e14f52ff","status",{"_54":51,"_55":56,"_57":58},"id","name","Berlaku","description","Peraturan yang masih berlaku dan memiliki kekuatan hukum yang mengikat","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_54":60,"_55":63,"_64":65},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[68,71],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan",{"_54":72,"_55":73,"_57":-5},"b4352a21-9358-435d-b1a9-f4268ae07a7e","Kebijakan Perekonomian Nasional","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Transfer Dana","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2012
Peraturan Bank Indonesia NO. 14/23/PBI/2012, LN.2012/NO.283, TLN NO.5381, BI.GO.ID : 25 HLM
Peraturan Bank Indonesia TENTANG Transfer Dana
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 26 Desember 2012. \n \n

","regulatory_relationship","Peraturan ini mencabut:\n1. Peraturan Bank Indonesia Nomor 8/28/PBI/2006 tentang Kegiatan Usaha Pengiriman Uang","scope_and_parties","policy_content","

Latar Belakang dan Tujuan

Peraturan ini diterbitkan untuk menjaga keamanan dan kelancaran sistem pembayaran serta memberikan kepastian pengaturan hak dan kewajiban dalam kegiatan transfer dana. Hal ini dilakukan dengan menetapkan pengaturan yang lebih rinci sebagaimana diamanatkan oleh Undang-Undang tentang Transfer Dana.

Ketentuan Substansial

Peraturan ini mengatur kewajiban perizinan bagi badan usaha bukan bank yang ingin menyelenggarakan kegiatan transfer dana, termasuk persyaratan yang harus dipenuhi seperti keamanan sistem dan integritas pengurus. Selain itu, diatur pula mekanisme kerja sama penyelenggaraan transfer dana dari dan ke luar negeri, termasuk perjanjian tertulis yang harus memuat hak dan kewajiban para pihak serta mekanisme penyelesaian masalah. Penyelenggara juga diwajibkan untuk melaksanakan perintah transfer dana sesuai dengan ketentuan yang berlaku, termasuk dalam keadaan memaksa.

","transitional_provisions","1. Pihak yang telah menyelenggarakan kegiatan sebagai Money Transfer Operator sebagaimana dimaksud dalam Peraturan Bank Indonesia Nomor 8/28/PBI/2006 tentang Kegiatan Usaha Pengiriman Uang harus telah mengajukan dan memperoleh izin dari Bank Indonesia sebagai Penyelenggara paling lambat 1 (satu) tahun sejak berlakunya Peraturan Bank Indonesia ini.","sanctions","1. Pihak yang melanggar ketentuan dalam Pasal 3 ayat (1), Pasal 3 ayat (2), Pasal 6 ayat (2), Pasal 8 ayat (2), Pasal 8 ayat (3), Pasal 8 ayat (5), Pasal 10 ayat (3), Pasal 11 ayat (2), Pasal 12 ayat (1), Pasal 12 ayat (2), Pasal 12 ayat (4), Pasal 13 ayat (1), Pasal 14 ayat (1), Pasal 16 ayat (1), Pasal 17 ayat (1), Pasal 20 ayat (3), dan/atau Pasal 21 ayat (6) dikenakan sanksi administratif berupa: a. teguran; b. denda; c. penghentian sementara sebagian atau seluruh kegiatan Transfer Dana; dan/atau d. pencabutan izin penyelenggaraan kegiatan Transfer Dana.","revokes",[96],{"_97":98,"_99":100,"_36":101},"text","Peraturan BI No. 8/28/PBI/2006 tentang Kegiatan Usaha Pengiriman Uang","link","https://peraturan.bpk.go.id/Details/137969/peraturan-bi-no-828pbi2006","41f58643-9f13-4a7f-9159-74913ef9cd69","revoked_by",[],"partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER 14/23/PBI/2012
ON
FUND TRANSFER

BY THE GRACE OF GOD ALMIGHTY

GOVERNOR OF BANK INDONESIA,

Considering:

that to maintain the security and smoothness of the payment system and provide certainty in regulating the rights and obligations of the parties in fund transfer activities, a Law governing fund transfers has been issued;
that several regulations regarding fund transfer activities contained in the Law require follow-up in the form of more detailed regulations;
that more detailed regulations regarding fund transfer activities as referred to in letter b are mandated to be regulated in a Bank Indonesia Regulation;
that based on the considerations as referred to in letters a, b, and c, it is necessary to stipulate a Bank Indonesia Regulation concerning Fund Transfer;

In view of:

Law Number 7 of 1992 concerning Banking (State Gazette of the Republic of Indonesia of 1992 Number 31, Supplement to

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