[{"_1":2,"_112":-5,"_113":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","id","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","e10b2b7d-11de-48b6-94d7-4c6ad6276012","regulationData",{"_36":33,"_37":38,"_108":109,"_110":111},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":-5,"_78":-5,"_79":-5,"_80":81,"_82":-5,"_83":84,"_85":86,"_87":86,"_88":-5,"_89":-5,"_90":-5,"_91":-5,"_92":93,"_100":-5,"_101":-5,"_102":-5,"_103":-5,"_104":-5,"_105":-5,"_106":107},"title","Peraturan Anggota Dewan Gubernur Nomor 22 Tahun 2026 tentang Perubahan atas Peraturan Anggota Dewan Gubernur Nomor 27 Tahun 2025 tentang Peraturan Pelaksanaan Kebijakan Insentif Likuiditas Makroprudensial","short_title","Peraturan Anggota Dewan Gubernur Nomor 22 Tahun 2026","number","22","year","2026","published_date","2026-07-31","effective_date","2026-08-01","status_id","3611a577-44a0-41ad-986d-7457e14f52ff","status",{"_6":52,"_55":56,"_57":58},"name","Berlaku","description","Peraturan yang masih berlaku dan memiliki kekuatan hukum yang mengikat","type_id","14ce3041-5efb-41d5-bceb-d5894ec77cfb","type",{"_6":60,"_55":63,"_64":65},"Peraturan Anggota Dewan Gubernur","short_name","PADG","subjects",[68],{"_6":69,"_55":70,"_57":-5},"24a9dec6-9e74-4755-a9cf-169b236821ed","Makroprudensial","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","subject_matter","abstract","regulatory_relationship","Peraturan ini mengubah: 1. Peraturan Anggota Dewan Gubernur Nomor 27 Tahun 2025 tentang Peraturan Pelaksanaan Kebijakan Insentif Likuiditas Makroprudensial.","scope_and_parties","policy_content","

Peraturan ini diterbitkan untuk mendukung stabilitas sistem keuangan dan pertumbuhan ekonomi nasional melalui optimalisasi pendanaan di luar dana pihak ketiga serta pembiayaan di luar kredit perbankan. Kebijakan ini bertujuan meningkatkan efektivitas transmisi kebijakan moneter dengan menyesuaikan formula insentif suku bunga yang mempertimbangkan perilaku asimetris perbankan.

Secara substansial, Bank Indonesia memperkuat Kebijakan Insentif Likuiditas Makroprudensial (KLM) dengan memperluas cakupan pemberian insentif, yang kini mencakup pembelian surat berharga korporasi untuk mendukung penyaluran kredit atau pembiayaan. Selain itu, peraturan ini menyempurnakan formula insentif atas penetapan suku bunga kredit atau imbalan pembiayaan berdasarkan selisih terhadap suku bunga kebijakan. Bank Indonesia juga memperkenalkan skema insentif baru bagi bank yang berhasil mencapai target pendanaan selain dana pihak ketiga, dengan tetap memperhatikan prinsip kehati-hatian dan rasio intermediasi makroprudensial.

","transitional_provisions","(-)","sanctions","revokes","revoked_by","partially_revokes","partially_revoked_by","amends",[94],{"_95":96,"_97":98,"_36":99},"text","PADG No.27 Tahun 2025","link","https://jdih.bi.go.id/Web/Beranda/DetailPeraturan/1290","a87fede2-c75f-4ca9-83f1-a02f23dedb02","amended_by","partially_amends","partially_amended_by","establishes","established_by","constitutional_review","is_verified",false,"english_excerpt","

BOARD OF GOVERNORS REGULATION NUMBER 22 OF 2026 CONCERNING AMENDMENTS TO BOARD OF GOVERNORS REGULATION NUMBER 27 OF 2025 CONCERNING IMPLEMENTING REGULATIONS FOR MACROPRUDENTIAL LIQUIDITY INCENTIVE POLICIES

WITH THE BLESSINGS OF GOD ALMIGHTY

THE BOARD OF GOVERNORS OF BANK INDONESIA,

Considering :

that to achieve the objective of Bank Indonesia, namely to participate in maintaining financial system stability in order to support sustainable economic growth, Bank Indonesia needs to support the optimization of funding outside of third-party funds, as well as the optimization of financing outside of the distribution of bank credit or financing;
that to encourage the effectiveness of monetary policy transmission through policy interest rates, Bank Indonesia needs to adjust the incentive calculation formula for interest rate determination by considering the asymmetric behavior of banks in responding to changes in the direction of Bank Indonesia's policy;
that based on the considerations as referred to in letter a and letter b, Bank Indonesia is strengthening the macroprudential liquidity incentive policy in the form of expanding the scope of incentive provision with the addition of the aspect

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