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INVESTASI-PERBANKANSYARIAH-LEMBAGA KEUANGAN
2026
Peraturan Otoritas Jasa Keuangan NO. 4, BN.2026 (9)/22 hlm
Peraturan Otoritas Jasa Keuangan TENTANG Penyelenggaraan Produk Investasi Perbankan Syariah
ABSTRAK:	\n \n a.\tbahwa penyelenggaraan produk investasi perbankan syariah harus memenuhi prinsip syariah yang berlandaskan keadilan, keseimbangan, transparansi, dan prinsip bagi hasil serta pembagian risiko secara proporsional sesuai karakteristik investasi di perbankan Syariah\r\nb.\tbahwa pengaturan produk investasi perbankan Syariah sebelum berlakunya Undang-Undang Nomor 4 Tahun 2023 tentang Pengembangan dan Penguatan Sektor Keuangan masih menerapkan prinsip yang serupa dengan produk simpanan\r\nc.\tbahwa sesuai dengan arah kebijakan pengembangan dan penguatan perbankan syariah berdasarkan Undang-Undang Nomor 4 Tahun 2023 tentang Pengembangan dan Penguatan Sektor Keuangan, telah memisahkan secara tegas produk simpanan dengan produk investasi di perbankan syariah sehingga diperlukan pengaturan mengenai penyelenggaraan produk investasi di perbankan Syariah\r\nd.\tbahwa berdasarkan pertimbangan sebagaimana dimaksud dalam huruf a, huruf b, dan huruf c, perlu menetapkan Peraturan Otoritas Jasa Keuangan tentang Penyelenggaraan Produk Investasi Perbankan Syariah\r\n \n Undang-Undang Nomor 21 Tahun 2008 dan Undang-Undang Nomor 21 Tahun 2011 \n Peraturan OJK ini mengatur OJK ini mengatur materi di antaranya mengenai klasifikasi produk, karakteristik utama (fitur dasar dan fitur tambahan), prinsip penyelenggaraan produk (standar minimum penerapan tata kelola dan manajemen risiko, kebijakan dan prosedur, pemisahan pengelolaan dan pencatatan, penerapan prinsip kehati-hatian, dan penerapan pelindungan konsumen), serta pedoman penetapan kualitas Aset yang Mendasari bagi lembaga jasa keuangan sebagai Nasabah Investor. \n \n
CATATAN:	\n \n Peraturan Otoritas Jasa Keuangan ini mulai berlaku pada tanggal 29 April 2026. \n 22 hlm \n \n

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