[{"_1":2,"_118":-5,"_119":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","e2ab35ea-d16a-49cd-b06f-8258cfaea4d8","regulationData",{"_36":33,"_37":38,"_114":115,"_116":117},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":90,"_91":92,"_93":94,"_95":96,"_97":98,"_99":100,"_101":102,"_103":104,"_105":106,"_107":108,"_109":110,"_111":-5,"_112":113},"title","Peraturan Otoritas Jasa Keuangan Nomor 50/POJK.03/2017 Tahun 2017 tentang Kewajiban Pemenuhan Rasio Pendanaan Stabil Bersih (Net Stable Funding Ratio) bagi Bank Umum","short_title","Peraturan Otoritas Jasa Keuangan Nomor 50/POJK.03/2017 Tahun 2017","number","50/POJK.03/2017","year","2017","published_date","2017-07-13","effective_date","status_id","3611a577-44a0-41ad-986d-7457e14f52ff","status",{"_54":51,"_55":56,"_57":58},"id","name","Berlaku","description","Peraturan yang masih berlaku dan memiliki kekuatan hukum yang mengikat","type_id","87562a34-231b-40c7-9b97-1b05bf771685","type",{"_54":60,"_55":63,"_64":65},"Peraturan Otoritas Jasa Keuangan","short_name","Peraturan OJK","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Otoritas Jasa Keuangan","place_of_enactment","Jakarta","theme","Kewajiban Pemenuhan Rasio Pendanaan Stabil Bersih (Net Stable Funding Ratio) bagi Bank Umum","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2017
Peraturan Otoritas Jasa Keuangan NO. 50/POJK.03/2017, LN.2017/NO.159, TLN NO.6099, Jdih.ojk.go.id: 21 hlm.
Peraturan Otoritas Jasa Keuangan TENTANG Kewajiban Pemenuhan Rasio Pendanaan Stabil Bersih (Net Stable Funding Ratio) bagi Bank Umum
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Otoritas Jasa Keuangan ini mulai berlaku pada tanggal 13 Juli 2017. \n \n

","regulatory_relationship","Peraturan ini tidak mencabut atau mengubah peraturan lain.","scope_and_parties","policy_content","

Peraturan Otoritas Jasa Keuangan ini bertujuan untuk menciptakan sistem perbankan yang sehat dan mampu bersaing secara nasional maupun internasional melalui pengelolaan likuiditas yang sesuai dengan prinsip kehati-hatian. Latar belakangnya adalah perlunya pemeliharaan profil pendanaan stabil berdasarkan komposisi aset dan transaksi rekening administratif sesuai dengan standar internasional.

Ketentuan Substansial:

Bank wajib memelihara pendanaan stabil yang memadai, dihitung dengan menggunakan Rasio Pendanaan Stabil Bersih (NSFR) dengan denominasi Rupiah. Pemenuhan NSFR ditetapkan paling rendah 100%. Otoritas Jasa Keuangan berwenang menetapkan NSFR yang berbeda. Bank wajib menghitung nilai ASF (Pendanaan Stabil yang Tersedia) dan RSF (Pendanaan Stabil yang Diperlukan) sesuai dengan lampiran peraturan ini.

Bank wajib melakukan pemantauan pemenuhan NSFR secara bulanan, menyusun Kertas Kerja NSFR dan Laporan NSFR. Laporan NSFR paling sedikit memuat perhitungan NSFR dan analisis perkembangan NSFR. Bank wajib menyampaikan Kertas Kerja NSFR dan Laporan NSFR berdasarkan posisi akhir triwulan laporan kepada Otoritas Jasa Keuangan. Jika Bank tidak mampu memenuhi NSFR sampai dengan 100%, Bank wajib menyusun Rencana Tindak Pemenuhan NSFR.

Bank wajib mempublikasikan dan mengungkapkan Laporan NSFR berdasarkan posisi akhir triwulan laporan melalui situs web Bank dan surat kabar harian cetak berbahasa Indonesia yang memiliki peredaran luas.

Bank yang termasuk dalam kelompok BUKU 1 dan BUKU 2 yang kemudian menjadi Bank yang termasuk dalam kelompok BUKU 3, BUKU 4, atau bank asing wajib memenuhi ketentuan Peraturan Otoritas Jasa Keuangan ini.

","transitional_provisions","(-)","sanctions","1. Bank yang tidak memenuhi ketentuan dalam peraturan ini dikenakan sanksi administratif berupa teguran tertulis, larangan transfer laba, penundaan pembagian dividen, pembekuan kegiatan usaha tertentu, larangan pembukaan jaringan kantor, penurunan tingkat kesehatan Bank, dan/atau pencantuman pengurus dan/atau pemegang saham dalam daftar orang yang dilarang.\n2. Bank yang terlambat menyampaikan Kertas Kerja NSFR dan Laporan NSFR dikenakan denda sebesar Rp1.000.000,00 per hari kerja keterlambatan, maksimal Rp50.000.000,00.\n3. Bank yang tidak mencantumkan nilai persentase NSFR dalam laporan publikasi triwulanan dikenakan sanksi sesuai ketentuan Otoritas Jasa Keuangan mengenai transparansi dan publikasi laporan Bank.","revokes",[],"revoked_by",[],"partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

COPY
REGULATION OF FINANCIAL SERVICES AUTHORITY
NUMBER 50/POJK.03/2017
CONCERNING
THE OBLIGATION TO FULFILL THE NET STABLE FUNDING RATIO
(Net Stable Funding Ratio) FOR COMMERCIAL BANKS

BY THE GRACE OF GOD ALMIGHTY

BOARD OF COMMISSIONERS OF THE FINANCIAL SERVICES AUTHORITY

\n\n \n \n

Considering:

that in order to create a sound banking system that is able to develop and compete nationally and internationally, banks need to manage liquidity in accordance with prudential principles;
that in order to manage bank liquidity, it is necessary to maintain a stable funding profile based on the composition of assets and administrative account transactions in accordance with international standards;
that based on the considerations as referred to in letters a and b, it is necessary to stipulate a Financial Services Authority Regulation regarding the Obligation to Fulfill the Net Stable Funding

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