[{"_1":2,"_124":-5,"_125":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","d62dd7e6-2d42-42e5-af0f-9ebc7da1d03c","regulationData",{"_36":33,"_37":38,"_120":121,"_122":123},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":90,"_91":92,"_93":94,"_95":96,"_97":98,"_99":100,"_101":102,"_109":110,"_111":112,"_113":114,"_115":116,"_117":-5,"_118":119},"title","Peraturan Otoritas Jasa Keuangan Nomor 42 /POJK.03/2015 Tahun 2015 tentang Kewajiban Pemenuhan Rasio Kecukupan Likuiditas (Liquidity Coverage Ratio) bagi Bank Umum","short_title","Peraturan Otoritas Jasa Keuangan Nomor 42 /POJK.03/2015 Tahun 2015","number","42 /POJK.03/2015","year","2015","published_date","2015-12-23","effective_date","status_id","3611a577-44a0-41ad-986d-7457e14f52ff","status",{"_54":51,"_55":56,"_57":58},"id","name","Berlaku","description","Peraturan yang masih berlaku dan memiliki kekuatan hukum yang mengikat","type_id","87562a34-231b-40c7-9b97-1b05bf771685","type",{"_54":60,"_55":63,"_64":65},"Peraturan Otoritas Jasa Keuangan","short_name","Peraturan OJK","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Otoritas Jasa Keuangan","place_of_enactment","Jakarta","theme","Kewajiban Pemenuhan Rasio Kecukupan Likuiditas (Liquidity Coverage Ratio) bagi Bank Umum","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2015
Peraturan Otoritas Jasa Keuangan NO. 42 /POJK.03/2015, LN.2015/NO.369, TLN NO.5809, Jdih.ojk.go.id: 101 hlm.
Peraturan Otoritas Jasa Keuangan TENTANG Kewajiban Pemenuhan Rasio Kecukupan Likuiditas (Liquidity Coverage Ratio) bagi Bank Umum
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Otoritas Jasa Keuangan ini mulai berlaku pada tanggal 23 Desember 2015. \n \n

","regulatory_relationship","(-)","scope_and_parties","policy_content","Peraturan ini bertujuan untuk memastikan bahwa bank umum memiliki kecukupan likuiditas yang memadai guna mengantisipasi kondisi krisis, dengan menetapkan kewajiban pemenuhan Rasio Kecukupan Likuiditas (Liquidity Coverage Ratio atau LCR) minimal 100%. LCR dihitung berdasarkan perbandingan antara Aset Likuid Berkualitas Tinggi (High Quality Liquid Asset atau HQLA) dengan total arus kas keluar bersih selama 30 hari ke depan dalam skenario stres. Bank wajib melaporkan kondisi likuiditas kepada Otoritas Jasa Keuangan jika tidak mampu atau berpotensi tidak mampu memenuhi LCR. Peraturan ini juga mengatur tentang komponen HQLA, arus kas keluar dan masuk, serta kewajiban pelaporan LCR secara harian, bulanan, dan triwulanan.","transitional_provisions","1. Kewajiban perhitungan LCR harian mulai berlaku sejak 1 April 2017 untuk Bank BUKU 4 dan kantor cabang dari bank luar negeri, dan 1 Oktober 2017 untuk Bank BUKU 3 dan bank asing lainnya. 2. Kewajiban penyampaian laporan LCR bulanan pertama kali dilakukan untuk posisi laporan tanggal 31 Desember 2015 untuk Bank BUKU 4 dan kantor cabang dari bank luar negeri, dan tanggal 30 Juni 2016 untuk Bank BUKU 3 dan bank asing lainnya. 3. Kewajiban publikasi perhitungan dan nilai LCR triwulanan melalui situs web Bank pertama kali dilakukan untuk posisi laporan bulan Maret 2016 untuk Bank BUKU 4 dan kantor cabang dari bank luar negeri, dan bulan September 2016 untuk Bank BUKU 3 dan bank asing lainnya.","sanctions","1. Pelanggaran terhadap peraturan ini dikenakan sanksi administratif berupa teguran tertulis, larangan transfer laba, penundaan pembagian dividen, pembekuan kegiatan usaha tertentu, larangan pembukaan jaringan kantor, penurunan tingkat kesehatan Bank, dan/atau pencantuman pengurus dan/atau pemegang saham dalam daftar orang yang dilarang. 2. Keterlambatan penyampaian laporan LCR bulanan dikenakan denda Rp1.000.000,00 per hari kerja keterlambatan atau paling banyak Rp50.000.000,00.","revokes",[],"revoked_by",[],"partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[103],{"_104":105,"_106":107,"_36":108},"text","Peraturan OJK No. 32/POJK.03/2016 Tahun 2016 tentang Perubahan atas Peraturan Otoritas Jasa Keuangan Nomor 6/POJK.03/2015 Tentang Transparasi dan Publikasi Laporan Bank","link","https://peraturan.bpk.go.id/Details/129764/peraturan-ojk-no-32pojk032016-tahun-2016","c398d5bb-aa51-40c3-8065-9b199163bef2","partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

REGULATION OF FINANCIAL SERVICES AUTHORITY (FSA)
NUMBER 42/POJK.03/2015
ON
OBLIGATION TO FULFILL THE LIQUIDITY ADEQUACY RATIO (LIQUIDITY COVERAGE RATIO) FOR COMMERCIAL BANKS

BY THE GRACE OF GOD ALMIGHTY

BOARD OF COMMISSIONERS OF THE FINANCIAL SERVICES AUTHORITY (OJK),

\n\n \n \n

Considering:

that in order to create a sound banking system that is able to develop and compete nationally and internationally, banks need to have adequate liquidity to anticipate crisis conditions;
that in order to increase the liquidity adequacy of banks, it is necessary to increase the quantity of high-quality financial assets to anticipate net cash outflow in accordance with international standards;
that based on the considerations as referred to in letters a and b, it is necessary to stipulate a Financial Services Authority Regulation (OJK) concerning the Obligation to Fulfill the Liquidity Adequacy

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