[{"_1":2,"_124":-5,"_125":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","bf20e860-0cb3-4310-86c2-f3813374f10e","regulationData",{"_36":33,"_37":38,"_120":121,"_122":123},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":90,"_91":92,"_93":94,"_101":102,"_103":104,"_105":106,"_107":108,"_109":110,"_111":112,"_113":114,"_115":116,"_117":-5,"_118":119},"title","Peraturan Bank Indonesia Nomor 5/23/PBI/2003 Tahun 2003 tentang Penerapan Prinsip Mengenal Nasabah (Know Your Customer Principles) bagi Bank Perkreditan Rakyat","short_title","Peraturan Bank Indonesia Nomor 5/23/PBI/2003","number","5/23/PBI/2003","year","2003","published_date","2003-10-23","effective_date","status_id","89192b77-602e-484c-89df-4fd3166b732a","status",{"_54":51,"_55":56,"_57":58},"id","name","Tidak Berlaku","description","Peraturan yang sudah tidak berlaku karena dicabut, diubah, atau habis masa berlakunya","type_id","ec3e2067-a9e4-4abb-9a01-77551835a577","type",{"_54":60,"_55":63,"_64":65},"Peraturan Bank Indonesia","short_name","Peraturan BI","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Bank Indonesia","place_of_enactment","Jakarta","theme","Penerapan Prinsip Mengenal Nasabah (Know Your Customer Principles) bagi Bank Perkreditan Rakyat","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2003
Peraturan Bank Indonesia NO. 5/23/PBI/2003, LN.2003/NO.116, TLN NO.4328, BI.GO.ID : 12 HLM
Peraturan Bank Indonesia TENTANG Penerapan Prinsip Mengenal Nasabah (Know Your Customer Principles) bagi Bank Perkreditan Rakyat
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Bank Indonesia ini mulai berlaku pada tanggal 23 Oktober 2003. \n \n

","regulatory_relationship","(-)","scope_and_parties","policy_content","Peraturan Bank Indonesia ini bertujuan untuk mengurangi risiko usaha yang dihadapi oleh Bank Perkreditan Rakyat (BPR) dengan menerapkan Prinsip Mengenal Nasabah (Know Your Customer Principles). Prinsip ini penting untuk mengidentifikasi, memantau, dan melaporkan transaksi nasabah yang mencurigakan. BPR diwajibkan untuk menetapkan kebijakan penerimaan nasabah, mengidentifikasi nasabah, memantau rekening dan transaksi, serta mengelola risiko terkait. Direksi BPR bertanggung jawab atas penerapan prinsip ini, termasuk memberikan pelatihan kepada karyawan. BPR juga harus mengumpulkan informasi identitas nasabah sebelum memulai hubungan bisnis dan menolak nasabah yang tidak memenuhi persyaratan. Selain itu, BPR harus melaporkan transaksi keuangan mencurigakan kepada PPATK.","transitional_provisions","1. BPR wajib menerapkan Prinsip Mengenal Nasabah bagi Nasabah yang sudah ada, termasuk pengkinian data nasabah selambat-lambatnya 6 (enam) bulan sejak diberlakukannya Peraturan Bank Indonesia ini.","sanctions","1. Pelanggaran terhadap ketentuan dalam Pasal 2, Pasal 3, Pasal 4, Pasal 6, Pasal 7, Pasal 8, Pasal 9, Pasal 10, Pasal 11, Pasal 12, Pasal 13, dan Pasal 15 dikenakan sanksi administratif sebagaimana dimaksud dalam Pasal 52 ayat (2) huruf b, huruf c, huruf e, huruf f, dan atau huruf g Undang-undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-undang Nomor 10 Tahun 1998.","revokes",[],"revoked_by",[95],{"_96":97,"_98":99,"_36":100},"text","Peraturan BI No. 12/20/PBI/2010 tentang Penerapan Program Anti Pencucian Uang dan Pencegahan Pendanaan Terorisme bagi Bank Perkreditan Rakyat dan Bank Pembiayaan Rakyat Syariah","link","https://peraturan.bpk.go.id/Details/137514/peraturan-bi-no-1220pbi2010","eb03eda0-232e-4965-9e86-61f1b229d243","partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

BANK INDONESIA REGULATION
NUMBER: 5/ 23 /PBI/2003
CONCERNING
THE IMPLEMENTATION OF KNOW YOUR CUSTOMER PRINCIPLES
(KNOW YOUR CUSTOMER PRINCIPLES)
FOR RURAL BANKS

GOVERNOR OF BANK INDONESIA,

\n\n \n \n \n \n \n \n

Considering:

that in carrying out business activities, Rural Banks face various business risks;
that to reduce business risk, Rural Banks are required to implement the precautionary principle;
that one of the efforts to implement the precautionary principle is the implementation of the know your customer principle;
that based on the above, it is necessary to regulate the provisions regarding the implementation of the know your customer principle for Rural Banks in a Bank Indonesia Regulation;

In view of:

Law Number 7 of 1992 concerning Banking (State Gazette of the Republic of Indonesia of 1992 Number 31, Supplement to the State Gazette

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