[{"_1":2,"_124":-5,"_125":-5},"loaderData",{"_3":4,"_28":29,"_30":31},"root",{"_5":6,"_7":-5,"_8":9},"locale","en","session","ENV",{"_10":11,"_12":13,"_14":15,"_16":17,"_18":19,"_20":21,"_22":23,"_24":25,"_26":27},"APP_ENV","production","APP_URL","https://veritask.ai","GA_MEASUREMENT_ID","G-X1BV3QBZEM","META_PIXEL_ID","4698743733686194","TIKTOK_PIXEL_IDS","D8A3HTBC77U9J3L243V0","CLARITY_PROJECT_ID","wn9rn7xb4l","AMPLITUDE_API_KEY","74a0c7cc1509a379d3647ec140dd375","MIDTRANS_CLIENT_KEY","Mid-client-hwjEU5pmwAKVMbIA","MIDTRANS_SNAP_URL","https://app.midtrans.com/snap/snap.js","routes/$locale",{"_5":6},"routes/$locale.search-engine.regulation.$regulationId",{"_32":33,"_34":35},"regulationId","bc9bb4a6-2f03-470b-9c8b-38e7ee8e22b9","regulationData",{"_36":33,"_37":38,"_120":121,"_122":123},"regulation_id","overview",{"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":48,"_50":51,"_52":53,"_59":60,"_61":62,"_66":67,"_71":72,"_73":74,"_75":76,"_77":78,"_79":-5,"_80":81,"_82":83,"_84":-5,"_85":86,"_87":88,"_89":90,"_91":92,"_99":100,"_101":102,"_103":104,"_105":106,"_107":108,"_109":110,"_111":112,"_113":114,"_115":116,"_117":-5,"_118":119},"title","Peraturan Otoritas Jasa Keuangan Nomor 20 /POJK.03/2019 Tahun 2019 tentang Sistem Penilaian Tingkat Kesehatan Bank Pembiayaan Rakyat Syariah","short_title","Peraturan Otoritas Jasa Keuangan Nomor 20 /POJK.03/2019 Tahun 2019","number","20 /POJK.03/2019","year","2019","published_date","2019-09-02","effective_date","status_id","3611a577-44a0-41ad-986d-7457e14f52ff","status",{"_54":51,"_55":56,"_57":58},"id","name","Berlaku","description","Peraturan yang masih berlaku dan memiliki kekuatan hukum yang mengikat","type_id","87562a34-231b-40c7-9b97-1b05bf771685","type",{"_54":60,"_55":63,"_64":65},"Peraturan Otoritas Jasa Keuangan","short_name","Peraturan OJK","subjects",[68],{"_54":69,"_55":70,"_57":-5},"93c6b73c-a854-43c4-82da-bf667210398b","Perbankan & Lembaga Keuangan","tags",[],"location","Otoritas Jasa Keuangan","place_of_enactment","Jakarta","theme","Sistem Penilaian Tingkat Kesehatan Bank Pembiayaan Rakyat Syariah","subject_matter","abstract","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n


2019
Peraturan Otoritas Jasa Keuangan NO. 20 /POJK.03/2019, LN.2019/NO.158, TLN NO.6380, Jdih.ojk.go.id: 19 hlm.
Peraturan Otoritas Jasa Keuangan TENTANG Sistem Penilaian Tingkat Kesehatan Bank Pembiayaan Rakyat Syariah
ABSTRAK:	\n \n \n
CATATAN:	\n \n Peraturan Otoritas Jasa Keuangan ini mulai berlaku pada tanggal 02 September 2019. \n \n

","regulatory_relationship","Peraturan ini mencabut: 1. Peraturan Bank Indonesia Nomor 9/17/PBI/2007 tentang Sistem Penilaian Tingkat Kesehatan Bank Perkreditan Rakyat Berdasarkan Prinsip Syariah (Lembaran Negara Republik Indonesia Tahun 2007 Nomor 146, Tambahan Lembaran Negara Republik Indonesia Nomor 4787)","scope_and_parties","policy_content","

Peraturan ini ditetapkan dengan latar belakang pengalihan fungsi pengaturan dan pengawasan dari Bank Indonesia ke Otoritas Jasa Keuangan (OJK), serta pentingnya kesehatan bank pembiayaan rakyat syariah (BPRS) bagi semua pihak terkait. Tujuan utama adalah untuk menetapkan sistem penilaian tingkat kesehatan BPRS yang mempertimbangkan penerapan Prinsip Syariah dan penyempurnaan standar keuangan syariah.

Ketentuan substansial mencakup kewajiban BPRS untuk menjalankan kegiatan usaha berdasarkan prinsip kehati-hatian dan Prinsip Syariah. Direksi dan Dewan Komisaris BPRS bertanggung jawab untuk memantau dan memastikan tingkat kesehatan BPRS. OJK melakukan penilaian terhadap faktor permodalan, kualitas aset, rentabilitas, likuiditas, dan manajemen. Penilaian ini dilakukan secara kuantitatif dan kualitatif, dengan hasil akhir berupa Peringkat Komposit yang menggabungkan Peringkat Faktor Keuangan dan peringkat manajemen.

","transitional_provisions","1. Sebelum Surat Edaran Otoritas Jasa Keuangan diberlakukan, Surat Edaran Bank Indonesia Nomor 9/29/DPbS perihal Sistem Penilaian Tingkat Kesehatan Bank Perkreditan Rakyat Berdasarkan Prinsip Syariah tetap berlaku.","sanctions","1. BPRS yang tidak melaksanakan ketentuan dikenakan sanksi administratif berupa teguran tertulis dan/atau pencantuman dalam daftar pihak yang dilarang. 2. BPRS yang tidak memenuhi kewajiban dikenakan sanksi berupa teguran tertulis, denda Rp1.000.000, dan/atau pencantuman dalam daftar pihak yang dilarang.","revokes",[93],{"_94":95,"_96":97,"_36":98},"text","Surat Edaran Bank Indonesia Nomor 9/29/DPbS Tahun 2007","link","https://jdih.bi.go.id/Web/Beranda/DetailPeraturan/902","8f628d95-6248-47d3-b8ea-ad3e7e044e4a","revoked_by",[],"partially_revokes",[],"partially_revoked_by",[],"amends",[],"amended_by",[],"partially_amends",[],"partially_amended_by",[],"establishes",[],"established_by",[],"constitutional_review","is_verified",false,"english_excerpt","\n

FINANCIAL SERVICES AUTHORITY REGULATION OF THE REPUBLIC OF INDONESIA NUMBER 20/POJK.03/2019 CONCERNING THE ASSESSMENT SYSTEM FOR THE SOUNDNESS LEVEL OF SHARIA RURAL BANKS

BY THE GRACE OF GOD ALMIGHTY

BOARD OF COMMISSIONERS OF THE FINANCIAL SERVICES AUTHORITY (OJK),

\n\n \n \n

Considering:

that with the transfer of functions, duties, and authorities for regulating and supervising financial services activities in the Banking sector from Bank Indonesia to the Financial Services Authority (OJK);
that the soundness of sharia rural banks is in the interest of all related parties, both bank owners and managers, bank service users, and the Financial Services Authority (OJK);
that the application of Sharia Principles in the management of sharia rural banks is one of the factors that influence the assessment system for soundness level;
that the improvement of sharia financial

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